Malware-as-a-Service (MaaS)
Think of Malware-as-a-Service (MaaS) and the larger Crime-as-a-Service (CaaS or Craas) market as a variation of the Software-as-a-Service (SaaS) business model.
For a reasonable monthly fee, adversaries who do not know how to write their own InfoStealer or Ransomware yet, can simply pay to use one written by an expert. It works similar to legitimate subscription services.
In this business model, developers offer negotiations, cryptocurrency transfers, leak site management, ransomware development, botnets, etc. to multiple affiliates, in trade for cryptocurrency and not running the risk of getting identified and arrested.
We only had to wait for it. Anyone with a few hundred euros worth of cryptocurrency can get started with a few clicks.
Tongue, cheek
Deploy Disaster-Recovery-as-a-Service (DRaaS) to ensure quick recovery in case of an attack.